Privacy Policy

Privacy Notice

BACKGROUND:

This privacy policy explains how UnityLink Ltd collects and processes your personal information in compliance with the relevant data protection Regulation and laws. This notice also provides you with the necessary information regarding your rights and our obligations, and explains how, why and when we process your personal data.

UnityLink Financial Services Limited understands that your privacy is important to you and that you care about how your personal data is used. We respect and value the privacy of all of our customers and will only collect and use personal data in ways that are described here, and in a way that is consistent with our obligations and your rights under the law.

Who We Are

UnityLink financial services is a non-bank financial institution authorized and regulated by the financial conduct authority (FCA) reg no: 504521 and other European authorities to provide money transfer services to mainly Africans living in the diaspora.

UNITYLINK FINANCIAL SERVICES LTD registered office is at 4th Floor, 5-17 Hammersmith Grove, The Triangle, Hammersmith, London, W6 0LG and we are a company registered in England and Wales under company number 03547586. Our designated Data Protection Officer/Appointed Person is George Boateng-Acheampong, who can be contacted by e-mail mlro@unitylink.com or by post to Data Protection Officer 4th Floor, 5-17 Hammersmith Grove, The Triangle, Hammersmith, London, W6 0LG

Definitions

Controller: means a natural or legal person who (either alone, jointly or together with other persons) determines the purpose(s) "for which" and the manner "in which" any personal data is, or will be processed;

Processor: means a natural or legal person (other than an employee of the controller) who processes personal data on behalf of the controller;

Processing: means any operation or a set of operations which is performed on personal data or on sets of personal data, whether by automated means, such as collection, recording, organisation, structuring, storage, adaptation or alteration, retrieval, consultation, use, disclosure by transmission, dissemination or otherwise making available, alignment or combination, restriction, erasure or destruction.

Data Subject: An individual about whom information is being processed.

UNITYLINK FINANCIAL SERVICES LTD is Data Controller with respect to personal data collected and processed during business operations.

"Personal data" refers to any information which identifies you as an individual directly or indirectly.

"You" refers to a website visitor who accesses the website to register or effect a transaction and ones either calling or visiting any of company's branches.

Information That We Collect

UNITYLINK FINANCIAL SERVICES LTD processes your personal information to meet our legal, statutory and contractual obligations and to provide you with our products and services. We will never collect any unnecessary personal data from you and do not process your information in any way, other than as specified in this notice.

The personal data that we collect:

We may collect, record and use information about You in physical and electronic form and will hold, use and otherwise process the data in accordance with the Data Protection Legislation and as set out in our Privacy Policy.

The personal data we collect, and process may include, among others:

• Your name;
• Your contact information such as Your address and email address and telephone number (or any telephone number used to call our customer services);
• Your demographic information such as age and gender;
• Evidence of Your identity (for example passport information);
• Unique identifiers such as username, account number and password;
• Your profiles and postings on any other social media applications and services that we provide or that You make available to us;
• Your payment details or other financial data, e.g.: Your bank or payment method provider's name, or your account number, sort code and billing address;

We also collect from you, information in relation to other people (e.g.: details of the recipients of your money transfers), where You provide us with such information. By providing us with such information, you confirm that you have obtained any necessary permissions from such persons to the reasonable use of their information for such purposes in accordance with this notice or are otherwise permitted to give us this information on their behalf. Please also ensure that those other people are aware of this notice and that the provisions of this notice are clearly communicated to them.

We also collect your Full name and address when you complete a form to contact customer support.

How we collect information about you:

Online registration form.

Automatic Information: When you visit our website, we collect information via cookies and other techniques. Cookies are small, simple text files that save on your computer or mobile device when you visit our website. We collect the following information:

Internet Protocol (IP) Address; Browser type and Version; Geolocation; Clicking-behaviour.

We collect this information for functional and analytical purposes.

Functional cookies help us to provide you a website that is user-friendly and preserves user session across page requests. These cookies record information about choices that you have made and allow us to remember your browser settings, so you can view our website optimally. Cookies also help us to identify trusted web traffic.

Analytical cookies are used to optimize our website's experience. It collects information on your behaviour on our website and enables us to improve how we present our content to you. Statistic cookies help us to understand how visitors interact with websites by collecting and reporting information anonymously.

Commercial cookies are used to promote some of the products how lenders offer to you based on your saved enquiry.

Marketing cookies: Are used to track visitors across websites. The intention is to display ads that are relevant and engaging for the individual user and for advertisers.

How We Use Your Personal Data

UNITYLINK FINANCIAL SERVICES LTD takes your privacy very seriously and will never disclose, share or sell your data without your consent; unless required to do so by law. We only retain your data for as long as is necessary and for the purpose(s) specified in this notice.

We are committed to protect the security and confidentiality of your personal data. We use appropriate technical and organizational measures in such a manner that processing will meet the requirements of the national and European Union laws (GDPR) and ensure the protection of your rights.

When you set an account on our website, you would require a username and password to log in. You must keep your username and password secure, and never disclose it to a third party.

Where you have consented to us providing you with promotional offers and marketing, you are free to withdraw this consent at any time.

The General Data Protection Regulation (GDPR) requires that specific data protection principles be followed in the handling of personal data. These principles require that personal data must:

• be accurate;
• be secure;
• not be kept longer than is necessary;
• be adequate, relevant and not excessive;
• be fair, lawfully and transparently processed;
• be treated with individuals' rights;
• be processed for limited purposes and not in any manner incompatible with those purposes;
• and not be transferred to countries without adequate protection.

The purposes and reasons for processing your personal data are detailed below:

• Personal identification information: We collect your personal data in form of name, address, email, and mobile number to register you online so that you can make transfers. We also must store this data as legal obligation by the Financial Conduct Authority (FCA).
• Bank card details: This information is required to complete the transaction and ensure the electronic transfer of funds to your beneficiaries.
• At times, we have a legal obligation to share your personal data with the regulatory authority (FCA) and if a crime was suspected, personal data could be shared with the local police.
• We will occasionally send you marketing information where we have assessed that it is beneficial to you as a customer and in our interests. Such information will be non-intrusive and is processed on the grounds of you giving us consent and legitimate interests.
• To carry out our obligations arising from any contracts entered into between You and us or from applicable law, and to provide You with the services in accordance with our terms and conditions and with this Privacy Policy;
• To register You with a Unity Link account;
• To fulfil Your Transaction Request;
• To send You confirmations;
• To notify You about changes to our services;
• To prevent fraud;
• To ensure that content from our site is presented in the most effective manner for You and for Your computer;
• To send You marketing communications, provided that You have given us Your contact details in the course of a sale (or of negotiations for a sale) of our products or services to You.

Your Rights

You have the right to access any personal information that UNITYLINK FINANCIAL SERVICES LTD processes about you and to request information about:

• What personal data we hold about you
• The purposes of the processing
• The categories of personal data concerned
• The recipients to whom the personal data has/will be disclosed
• How long we intend to store your personal data for
• If we did not collect the data directly from you, information about the source

If you believe that we hold any incomplete or inaccurate data about you, you have the right to ask us to correct and/or complete the information and we will strive to update/correct it as quickly as possible; unless there is a valid reason for not doing so, at which point you will be notified.

You also have the right to request erasure of your personal data or to restrict processing in accordance with data protection laws, as well as to object to any direct marketing from us and to be informed about any automated decision-making that we use.